AOPA, one of the largest and most respected aviation organizations, offers exclusive financing options for its members with a verifiable income. Loan terms and interest rates are determined by credit score, and applicants have the option to apply with a co-borrower to enhance both their income qualification and creditworthiness. Loan amounts are structured as follows:
- Credit score 700+ – Eligible for a loan up to three times gross monthly income.
- Credit score 650-699 – Eligible for a loan up to two times gross monthly income.
- Credit score 600-649 – Eligible for a loan up to gross monthly income.
Repayment terms range from 24 to 84 months, with interest rates varying between 9.49% and 15.24%, depending on creditworthiness.