Flight Training Financing

Don't have all the cash to start your training? Afraid you'll run out of money for flight training? As a way to jumpstart or continue your training schedule, we offer financing for our Flight Training programs through Flight Training Finance and AOPA. They specialize in the financing of Private, Instrument, and Commercial certificates/ratings. In addition, Advanced Ratings and Training may be accommodated.

Flight Training™ Finance

Flight Training™ Finance is a specialized private lending institution dedicated to helping aspiring pilots finance their flight training. Their financing options can be a great choice for beginners pursuing their private pilot license or those seeking additional certifications.

However, they may not be the most suitable option for students enrolled in professional pilot programs. Unlike traditional student loans, Flight Training™ Finance structures its funding on a per-license or per-rating basis, requiring each loan to be paid down by at least 50% before considering a new application.

Additionally, they do not offer deferred repayment during training. Loan terms range from 18 to 72 months, with interest rates varying between 12% and 18%.

AOPA

AOPA, one of the largest and most respected aviation organizations, offers exclusive financing options for its members with a verifiable income. Loan terms and interest rates are determined by credit score, and applicants have the option to apply with a co-borrower to enhance both their income qualification and creditworthiness. Loan amounts are structured as follows:

Credit score 700+ – Eligible for a loan up to three times gross monthly income.
Credit score 650-699 – Eligible for a loan up to two times gross monthly income.
Credit score 600-649 – Eligible for a loan up to gross monthly income.

Repayment terms range from 24 to 84 months, with interest rates varying between 9.49% and 15.24%, depending on creditworthiness.

Check out our Financing FAQs HERE